A California home in the evening light

INDEPENDENT MORTGAGE & REAL ESTATE FINANCING

Funding your legacy.
Building your future.

From your first home to your next investment.
Explore financing with Legacy Capital Lending.

Explore our programs
Olive branches and sunlight across a residential facade

A broader view
of what’s possible.

Every borrower has a different starting point. We work with a broad network of lending partners to find options for yours.

We compare programs, explain the details and stay close through the process whether you’re purchasing, refinancing or investing.

Our approach

A PLACE TO BEGIN. ROOM TO GROW.

Your next chapter
comes into view.

A home to settle into. An investment to build on.
Let’s find the financing that brings it closer.

Illustrative scene of a financing conversation

PERSONAL GUIDANCE

Work directly
with your broker.

Daniel Rao and Vera Zhao provide guidance in English and Mandarin, from your first questions through the financing process.

Meet Our Founders